The savings goal calculator. Hit your number by your date.
Pick a goal and a deadline, and see exactly how much to set aside each month to get there. Add what you have already saved to see how close you are. No signup, and nothing leaves your device.
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Your goal
Enter a goal and a timeframe to see your monthly target.
How to calculate a savings goal
Start with the amount you want and the date you want it by. Subtract anything you have already put aside, then divide what is left by the number of months until your deadline. That is the amount to save each month. Splitting a big, intimidating number into a small monthly one is what makes a goal feel possible.
Make the goal stick
The goals people hit are the ones with a name, a number and a date. Automate the transfer on payday if you can, so saving happens before you have a chance to spend it. Then watch the progress bar fill. Seeing how far you have come is usually what keeps you going when the goal is still months away.
Frequently asked questions
How much should I save each month?
Take your goal, subtract what you have already saved, then divide by the number of months until your deadline. That is your monthly target. This calculator does the math for you and shows the weekly amount too.
How do I set a realistic savings goal?
Make it specific and dated: a clear amount by a clear month. Vague goals are easy to put off. A number and a date turn a wish into a plan you can actually follow.
Should my emergency fund be 3 or 6 months of expenses?
Three months is a solid starting target. Six months gives more cushion if your income is variable or you support others. Start with three and build from there.
Does this account for interest?
No. It keeps the math simple and shows the straight amount to set aside each month. Any interest your savings earn is a bonus that gets you to the goal a little faster.
Is this calculator free?
Yes. It is completely free, runs entirely in your browser, and never asks for your email or a signup. Nothing you type leaves your device.
How do I actually stay on track?
Automate the transfer if you can, and check your progress often. Pockita tracks your savings goals and shows how close you are, so the deadline never sneaks up on you.